Car Accident Disputed Liability Cases

Texas Injury Attorneys : Car Accident Disputed Liability Cases

Are you the victim of a car accident only to have the insurance adjuster claim that are liable? Our Houston car accident attorneys can help you.

Many accident victims are accused of being the cause of the accident to some degree or another which often results in a liability dispute. Such a conflict is entirely beneficial to the insurance company no matter the outcome. A liability dispute causes many accident victims to simply give up which is certainly to the benefit of the insurance company, and those who do not give up will only drag the case out for a long period of time which is beneficial to the insurance company in its own right. An experienced liability dispute attorney is crucial for success.
personal injury law

Even if the insurance adjuster knows beyond the shadow of a doubt that their client is at fault, they will certainly take advantage of any technicality they can to assign some portion of the blame on you. That is standard operating procedure.

Of course, the outcome of such a protocol is that accident victims unfairly suffer. Our experienced Houston car accident attorneys can help remedy a liability dispute by investigating the insurance company’s cited reason for the liability dispute, such as damaging witness statements or the defendant’s statement that counter is at odds with your own, and uncovering any flaws within the official reason for the denied claim.

What often happens is that we unravel the basis of the insurance company’s assertions which forces them to reevaluate the case. In many instances, we uncover new information that completely destroys their liability accusations and that will either result in a reversal of their position, or reveal the unethical methods they are using to deny your claim which can later be exposed in front of a jury. As you can imagine, when facing such harsh allegations of unfair practices, the insurance company is going to be more inclined to accept liability.

If your claim is being wrongfully denied, our experienced liability dispute lawyers of Houston can help get your case back on the path to success.Practice Areas: Car Accidents-Trucking Accidents-On the Job Injuries-Wrongful Death- Construction Accidents-Boating Accidents-Premises Liability-Contact Us

The Houston personal injury attorneys ofour Law Offices have provided the information on this site to help inform the public about the potential application of civil law to certain situations. The information contained in on this website is not intended to help an individual make important legal decisions. An individual should only make a decision related to a legal case after consulting with an experienced and licensed attorney. Do not make any legal decisions based on information found on this or any other websites. Furthermore, laws and statutes change on a regular basis and information or results mentioned on this website may be based on laws or statutes that are no longer current. Additionally, every case is slightly different and will have its own subtleties and variations, and every case is subject to subtleties imparted by way of nuances imposed by the jurisdiction in which the case takes place and other outside factors such as preexisting agreements including binding arbitration,waivers, insurance coverage stipulations and policy terms, etc.

Contacting the Houston personal injury attorneys of our Law Offices through this website does not constitute an attorney client relationship. It is the policy of our Law Offices that an attorney client relationship can only be established after a formal written engagement letter is endorsed by both the client and an officer of these Law Offices, PC. Any information transmitted through this website by submission of a contact form or by way of electronic email is not guaranteed to be secure and is not done so on a confidential basis.

Certain hyperlinks contained on this site may link to other websites including websites that are owned or operated by third parties unassociated with our Law Offices. These hyperlinks are provided as a convenience whereby they may link the site visitor to a source of additional information. Our Law Offices is not responsible for any of the content on any such site and is not responsible for any actions that may result from visiting such sites.

This Website and its contents are provided “AS IS” without warranty of any kind, either expressed or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

Our Law Offices makes every effort to comply with the ethical rules of advertising for the State of Texas. However, due to the nature of the internet, this information may be viewed in states where some aspect of this website is in conflict with that state’s ethical codes. The Attorney of these Law Offices does not wish to attract any potential client from any such state.

Reproduction, distribution, republication, and/or retransmission of material contained within this Website is prohibited unless the prior written permission of has been obtained.
Board Certified Attorneys
More Info from Legal Experts

Residential – Commercial Plumber

Residential Plumbing

San Antonio’s Plumber are specialists in the repair and replacement of your homes plumbing system. We will replace your leaking faucets, taps, shower heads and toilet seals preventing any more leaks or floods in your home.. With over 25 years of experience you will be assured that your water line will be replaced by our licensed plumbers backed by our guarantee. residential Plumbers

Flooded, Clogged Toilet?

Watching water rise to the top edge of a toilet bowl is disconcerting to say the least. But in most cases the water will stop running before overflowing. Many toilet bowls are designed in such a way that they will usually hold the entire contents of the tank without overflowing.
But that’s only IF the water level in the bowl was at its normal height before the toilet was flushed, and the ballcock and flapper are working properly and shut off when the tank is full.toilet repair

Leaking Faucets, Drains or Taps?

The average house will be equipped with what are known as compression faucets. These get their name from the fact that a soft rubber or fibre washer inside of them is compressed down when you turn the handle, and blocks off the orifice or hole through which the water passes.
Continued use wears the washer away or distorts it so that it does not completely close the orifice, whereupon you have a dripping faucet or one that runs continuously.residential plumber

Shower Damage?
Tired of that leaky, single stream shower head left over from the 1970s?
Shower heads can experience lime build-up that affects water flow, and older shower heads may not be up to current low-flow guidelines.
There may be a problem further down the line that is preventing proper pressure from reaching your shower pipes.

Our plumbing experts can repair your Bathroom Sinks, Kitchen Sinks, Laundry Tubs, Bath Tubs, Faucets, Taps, Showers, Sinks and Drains with a cost efficient and professional repair.
Call us and talk to our friendly staff and we will give you the best service in the industry. 25 years of experience and customer satisfaction.

Commercial Plumbing

Complete Commercial Plumbing Services For Your Business.
We can help with all your commercial plumbing needs:
– SEWER & DRAIN: With emergency response teams available 24 hours, 7 days for all your drain needs. You can be sure of experienced solutions incorporating sewer camera diagnosis and high pressure drain cleaning.
– HOT WATER: With a range of hot water solutions, from fast commercial repairs to new installations of the latest manifold tankless hot water systems, that can scale up to all hot water requirements.

– HOT WATER: With a range of hot water solutions, from fast commercial repairs to new installations of the latest manifold tankless hot water systems, that can scale up to all hot water requirements.water heater installation

– NEW INSTALLATIONS: For new water and sewer lines, and new or upgraded bathrooms.

– BACKFLOW PREVENTION: Help with your annual testing needs, all repairs and new installations.

– RESTAURANT SPECIALISTS: Experienced at meeting the commercial plumbing needs of food outlets.

– GREASE TRAP INTERCEPTORS: New installations and repairs to your grease trap interceptor.

– COMMERCIAL REPIPES: Upgrade your facility’s pipes to copper.

– NEW PLUMBING CONSTRUCTION: See our construction page here.

– GENERAL REPAIRS: All regular plumbing repairs and upgrades in your commercial environment.
PREVENTATIVE MAINTENANCE: Customized programs to help prevent problems before they occur with preventative maintenance on your facility’s plumbing.

Call your Local Businesses
Local Experts

Insurance Questions – We got the Answers here:

Insurance Questions – We got the Answers here

Why should I buy car insurance online?
How do you buy car insurance online?
What are the dangers of buying car insurance online?car insurance
To what extent is motor insurance compulsory?
What does the Car Insurance cover?
What types of motor policy can I choose from?
How do I decide which policy to go for?
What is Insured’s Estimated Value Insurance?
What is a No Claims Bonus?
There seem to be big differences in car insurance premiums. Why do they vary so much?
What is a Deductible / Excess?
How can I keep the premiums down?
There are so many companies offering car insurance. How do I choose between them?
What sort of things should an insurer/broker be told?
Is it safe to use my Credit Card to pay the Insurance Premium?

Why should I buy car insurance online?

Some of the other advantages of buying car insurance online include anonymity, no sales pressure, easy to access price comparisons, easy to purchase, and possible online discounts. Some insurance companies used the advanced technology to develop more customer focused solutions. Additionally, companies offer discounts to those willing to purchase online.

How do you buy car insurance online?

Traditionally, to search and purchase car insurance meant using a broker or a directory like the ‘Yellow Pages’. The Internet has moved the process into a new era but the same problem has remained. Only by trial and error it is possible to find a company actually interested in a customer’s business and is therefore willing to offer a truly competitive car insurance quote. Until recently the simple answer was that you would need to visit many resources online and get a number of quotes. However, new innovations mean quotes can now be aggregated. Alternatively CheapestCarInsurance can assist you.cheap auto insurance

What are the dangers of buying car insurance online?

Before you buy anything it is important to note a few items to be aware of. Many people will be influenced on initial price alone, and some companies will provide you with an indicative car insurance quote rather than a full one to lure you into purchasing one of their policies.
Tip: Always follow the quote through right to the end of their car insurance quote system. Don’t just look at the first price shown.
Tip: It is important you compare the additional items on your existing car policy to your prospective policy. Many buyers do not do this; they only focus on the price. It can prove costly (if you need to claim) as you may end up with less insurance cover than you originally started with. For example, your existing insurance policy may include special loss of use cover in the event your car is garaged following an accident, however, the quote from the new insurance company may not include this.
Tip: : Always check that your final quote includes optional excess, breakdown recovery, personal accident cover, personal belongings, audio equipment, and legal protection. If it does not, then run a full car insurance quote with the additional items to see what the full cost would be.

To what extent is motor insurance compulsory?

Taking out insurance is usually a matter of choice, but this is not the case when it comes to cars and other road vehicles. It is an offence to use a car on public roads without having insurance to cover your legal liabilities if you injure others. You simply are compelled by the law to have this minimum level of cover, which is built into your fuel cost. This minimum level of cover is compulsory under the Motor Vehicles Act.

What does the Car Insurance cover?

Generally, car insurance consists of a policy to protect a car if it is damaged and to protect the car owner in case of legal action resulting from a automobile accident. Medical bills incurred by passengers can also be covered as well as damage to a car resulting from a falling tree, hail, or other “acts of God.”

What types of motor policy can I choose from?

There are three broad types:
Third party, which covers your legal liability if you damage someone else’s physical property (walls, vehicles, gates etc.) due to a driving accident.
Third party, Fire and Theft offers third party cover and adds on two useful pieces of cover – fire damage to and theft of your car, including damage caused by a theft or attempted theft.
A fully comprehensive policy includes Third Party, Fire and Theft and in addition will pay for damage to your own vehicle in the event of an accident. There are many extras, too, for example it will also give you cover when you drive other people’s cars – useful if you borrow someone’s car and their insurance does not cover you.

How do I decide which policy to go for?

Fully comprehensive cover is obviously better as it provides you with the most cover, but for some drivers it can be very expensive. You have to take account of what your car is worth, CheapestCarInsurance will give you this figure. This is the maximum we would pay out if the car were stolen or became a write-off, taking account of any excess you’d have to pay. Decide whether you’d prefer to risk losing that payout – or pay the extra cost for a more expensive policy.better car insurance

What is Insured’s Estimated Value Insurance?

Insured’s Estimated Value insurance, which is what CheapestCarInsurance provides, insures your vehicle for the current price that you can purchase your vehicle for from a show room floor. The benefit here is that annually as the value of your vehicle changes (usually decreases), so to does your sum insured (associated decrease) and so to your premium (associated decreases, saving you money). At the same time, if your vehicle is stolen or written off, you will be paid out what is costs to replace your vehicle with a similar vehicle at the time of loss, unlike other insurance policies where you will be left with a large gap between the pay out amount and actual replacement cost. Always remember to keep your excess in mind.

What is a No Claims Bonus?

“No Claims bonus” is a discount that you get for not claiming for a whole year. At the end of the first year you would have a certain percentage of discount. If you continue not to claim in successive years this rating will climb up. It is an additional discount on the premium you would have to pay to enjoy the same level of cover, this means you don’t have to pay the full premium if you don’t claim. CheapestCarInsurance arranges to get the discount to new customers who have a claims-free record with another company.
A no-claims discount is not a no-fault discount. You could lose the discount if you claim even when an accident is the fault of another driver.

There seem to be big differences in car insurance premiums. Why do they vary so much?

A whole range of factors affects what you pay. Five in particular are important:
First there’s you the driver – your age, your job, your driving record.
Secondly there’s the car. The higher the value of the vehicle, the higher the premium. High performance vehicles are also more expensive to insure than their stock standard equivalents.
Thirdly, there’s the location of the car. You’ll pay more if you keep the car in a high-crime area.
Fourthly, what you use the car for. You’ll pay more if, for example, you plan to use the car for business delivery purposes.
Finally, there is the excess structure that you choose. The higher the excess the lower the premiums, you can save on premium depending on the excess structures that you select.

What is a Deductible / Excess?

The price of the insurance will be determined by how much coverage is purchased in the different categories described above. Insurance, which pays for damage to the car in an accident, typically has a deductible amount that the customer is willing to pay. For example, if the policy holder has collision that is Rs.2000 deductible and the cost of having a car repaired as a result of an accident is Rs.4800, then the policy holder will be responsible for Rs.2000 and the insurance company will pay the balance of Rs.2800.
There is a substantial savings in carrying a higher deductible , so customers must weigh their ability to shell out the deductible amount against paying a larger fee for a lower deductible. Predicting an accident is impossible, but if one drives little in a location where traffic is light a higher deductable might save lots of money over the years.
Furthermore, if the car being insured is a clunker, there is little sense in having a low deductible. The car’s value may be such that the owner would not consider having it repaired, so a high deductable is wise. The money saved by having a high deductable can be put in the bank to help pay for an accident.

How can I keep the premiums down?

There is a range of possible options: :
You could go for a voluntary excess- paying an additional first amount of a claim to the standard excess, this could reduce your premium by up to 30-40%.
Other reasons for getting a discount include installing security devices (such as a gear lock, alarm, immobiliser, tracking device), keeping your car in a garage, driving a low annual mileage and insuring House Owners and/or Contents with CheapestCarInsurance (an underlying policy like this is mandatory on CheapestCarInsurance).cheap car insurance

There are so many companies offering car insurance. How do I choose between them?

Some of the cheapest quotes come from the new-style direct insurers. However, as in most things, the cheapest is not always the best. The “direct writers” deal directly over the telephone with you, one individual, thus severely limiting your bargaining power.
An alternative is to use CheapestCarInsurance, a broker, who will not only ensure that you get the best quote for the type of cover you will be receiving; but also act on your behalf on any issues in relation to your policy, e.g. claims, policy cover, premium etc.
CheapestCarInsurance will also ensure that the cover you are getting is actually appropriate for your circumstances and that your excess is exactly what you are expecting.

What sort of things should an insurer/broker be told?
As the law stands, tell the insurer anything that could be seen as relevant under your duty of disclosure.

Is it safe to use my Credit Card to pay the Insurance Premium?
You may be concerned about passing your credit card details over the Internet, but in reality the risk is very small. You take on just as great a risk by giving your credit card to a restaurant waiter or call centre operator who has just as much opportunity to use you card for illegal purposes. New credit cards tend to have a computer chip in them, significantly reducing a criminal’s chances of successfully being able to use your card.
Virtually every car insurance site that has a transaction function will display a secure padlock sign in the bottom right of your computer screen. This signifies you are in a ‘safe’ area. If you are providing your card details and you cannot see a padlock then do not continue with the transaction.